Have You Considered a Permanent Life Insurance Policy to Benefit Retirement?

Here's an Idea!

Is too much of an IRA a bad thing?

A large IRA sounds good, but it may be too much of a good thing. The larger an IRA balance grows, the greater the retirement debt that will be owed in taxes.  Ed Slott

Many people do not realize the benefit of life insurance as it relates to the tax code.  Life insurance is the single biggest benefit with regard to taxes.  There is no reason it should not be considered when planning both your estate and your retirement. 

One plan option for large IRA accounts is to move that asset to a permanent life insurance policy. 

Please take a moment to review the article by Ed Slott here: Ed Slott Article 

Optimum can help you to review your assets and help you formulate a plan that will both protect you and benefit you. 

Life Changes. Plan for the Unexpected,

Donna